:root{--navy:#12263a;--blue:#1d3557;--slate:#6c8198;--ink:#2d3748;--muted:#5f6c7b;--soft:#f6f8fb;--line:#d9e2ec;--red:#ad2332;--width:1180px}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;color:var(--ink);background:#fff;font:16px/1.7 Arial,sans-serif}a{color:inherit;text-decoration-thickness:1px;text-underline-offset:4px}img{max-width:100%;display:block}h1,h2,h3{font-family:Georgia,serif;line-height:1.15;color:var(--navy);font-weight:500}h1{font-size:clamp(2.4rem,4.7vw,4.8rem);margin:.4em 0}h2{font-size:clamp(1.8rem,3vw,2.8rem);margin:0 0 1rem}h3{font-size:1.45rem;margin:0 0 .75rem}p{margin:0 0 1.25rem}ul,ol{padding-left:1.25rem}li{margin-bottom:.55rem}button,input,select,textarea{font:inherit}button,a,input,select,textarea,summary{touch-action:manipulation}a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid var(--slate);outline-offset:4px}.container{width:min(calc(100% - 40px),var(--width));margin:auto}.skip{position:absolute;left:20px;top:-80px;z-index:100;background:white;padding:12px}.skip:focus{top:10px}.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.98);border-bottom:1px solid var(--line)}.header-inner{min-height:94px;display:flex;gap:28px;align-items:center;justify-content:space-between}.brand{display:flex;align-items:center;gap:18px;text-decoration:none;flex-shrink:0}.brand img{width:128px;height:auto}.brand span{border-left:1px solid var(--line);padding-left:18px;font-size:12px;line-height:1.4;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);max-width:150px}.main-nav{display:flex;align-items:center;gap:24px;font-size:14px}.main-nav a{text-decoration:none}.main-nav a:hover{color:var(--red)}.phone{white-space:nowrap;font-weight:bold}.menu-toggle{display:none}.eyebrow{font-size:12px;letter-spacing:.18em;text-transform:uppercase;color:var(--muted);font-weight:bold;margin-bottom:20px}.hero{background:linear-gradient(110deg,#f6f8fb,#fff);padding:65px 0 60px;border-bottom:1px solid var(--line)}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:64px;align-items:center}.lead{font-size:19px;color:var(--muted);max-width:720px}.hero-photo{position:relative}.hero-photo img{width:100%;height:495px;object-fit:cover;border-radius:3px}.photo-caption{background:var(--navy);padding:22px 26px;color:#fff;margin:-45px 25px 0 0;position:relative}.photo-caption strong{display:block;font-family:Georgia,serif;font-size:23px;font-weight:normal}.photo-caption span{font-size:13px;color:#d9e2ec}.actions{display:flex;gap:12px;flex-wrap:wrap;margin:28px 0 16px}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;border:1px solid var(--navy);padding:11px 21px;text-decoration:none;font-weight:bold;font-size:14px;border-radius:3px;cursor:pointer}.btn-primary{background:var(--navy);color:#fff}.btn-primary:hover{background:var(--blue)}.btn-secondary{background:#fff;color:var(--navy)}.small{font-size:13px;color:var(--muted)}.trust{background:var(--navy);color:#e7edf4;padding:21px 0}.trust-inner{display:flex;gap:25px;justify-content:space-between;font-size:13px}.trust strong{font-size:15px;color:#fff;font-weight:normal}.section{padding:75px 0}.section-soft{background:var(--soft)}.section-title{max-width:760px;margin-bottom:32px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{border:1px solid var(--line);padding:28px;background:#fff;border-radius:4px;display:flex;flex-direction:column}.card p{color:var(--muted);font-size:15px}.card a{margin-top:auto;font-size:14px;font-weight:bold}.number{font-family:Georgia,serif;font-size:30px;color:var(--slate);margin-bottom:18px}.split{display:grid;grid-template-columns:.85fr 1.15fr;gap:75px}.process{list-style:none;padding:0;counter-reset:step}.process li{counter-increment:step;position:relative;padding:0 0 24px 60px;border-bottom:1px solid var(--line);margin-bottom:24px}.process li:before{content:'0' counter(step);position:absolute;left:0;color:var(--slate);font:26px Georgia,serif}.process strong{display:block;color:var(--navy);font-size:18px;margin-bottom:8px}.process p{margin:0;color:var(--muted)}.band{background:var(--navy);color:#e0e8f0;padding:52px}.band h2{color:white}.band .btn{border-color:white}.faq details{padding:20px 0;border-bottom:1px solid var(--line)}.faq summary{font-weight:bold;cursor:pointer;color:var(--navy);padding-right:15px}.faq details p{margin:16px 0 0;max-width:850px}.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:70px}.contact-card{padding:32px;background:var(--navy);color:white;align-self:start;border-radius:4px}.contact-card h3{color:white}.contact-card .small{color:#d9e2ec}.contact-card a{overflow-wrap:anywhere}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.full{grid-column:1/-1}label{display:block;font-size:14px;font-weight:bold;color:var(--navy)}input,select,textarea{width:100%;margin-top:7px;border:1px solid #aab7c5;background:white;border-radius:3px;padding:11px 12px;color:var(--ink);min-width:0}textarea{resize:vertical;min-height:155px}input[type=file]{font-size:13px}input[type=checkbox]{width:18px;height:18px;margin:4px 9px 0 0;flex-shrink:0}.privacy{display:flex;font-weight:normal}.honey{position:absolute;left:-9999px;height:0;overflow:hidden}.feedback{min-height:24px;color:var(--red);margin-top:14px}.site-footer{background:#0f1d2c;color:#cfdae5;padding:55px 0 24px;font-size:13px}.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:50px}.site-footer strong{color:white;font-size:16px;display:block;margin-bottom:15px}.footer-links{display:grid;gap:8px}.footer-bottom{border-top:1px solid #344353;margin-top:36px;padding-top:20px;display:flex;gap:22px;flex-wrap:wrap}.breadcrumb{font-size:13px;color:var(--muted);padding:22px 0}.article-hero{padding:24px 0 50px;background:var(--soft);border-bottom:1px solid var(--line)}.article-hero h1{max-width:950px;font-size:clamp(2.3rem,4vw,4rem)}.article-grid{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:70px}.prose section{margin-bottom:42px}.prose h2{font-size:29px}.prose a{color:var(--blue)}.aside-card{position:sticky;top:125px;padding:27px;border:1px solid var(--line);background:var(--soft);align-self:start}.aside-card h2{font-size:23px}.aside-card .btn{width:100%;margin:12px 0}.note{padding:24px;border-left:3px solid var(--slate);background:var(--soft);margin:28px 0}.source-list{font-size:13px;color:var(--muted);border-top:1px solid var(--line);padding-top:23px}.source-list a{overflow-wrap:anywhere}.archive-list{list-style:none;padding:0}.archive-list li{padding:18px 0;border-bottom:1px solid var(--line)}.archive-list time{display:block;font-size:12px;color:var(--muted)}.archive-pages{display:flex;flex-wrap:wrap;gap:12px;margin-top:25px}.error-page{min-height:55vh}.inline-links{display:flex;flex-wrap:wrap;gap:18px}.nav-active{text-decoration:underline!important;text-underline-offset:8px}
@media(max-width:1000px){.brand span{display:none}.main-nav{gap:17px}.hero-grid{gap:35px}.hero-photo img{height:430px}.split,.contact-grid{gap:40px}.article-grid{gap:35px;grid-template-columns:minmax(0,1fr) 270px}.cards{grid-template-columns:repeat(2,1fr)}}
@media(max-width:740px){html{scroll-padding-top:90px}.container{width:min(calc(100% - 32px),var(--width))}.header-inner{min-height:76px;gap:14px;flex-wrap:wrap}.brand img{width:102px}.phone{font-size:13px}.menu-toggle{display:block;background:white;border:1px solid var(--line);padding:8px 12px;cursor:pointer}.main-nav{display:flex;flex-basis:100%;order:4;gap:16px;flex-wrap:wrap;padding:0 0 15px}.js .main-nav{display:none}.js .main-nav.is-open{display:flex}.hero{padding:36px 0 45px}.hero-grid,.split,.contact-grid,.article-grid,.footer-grid{grid-template-columns:1fr;gap:35px}.hero h1{font-size:2.8rem}.hero-photo img{height:330px}.lead{font-size:17px}.photo-caption{margin:-35px 18px 0 0;padding:18px 21px}.trust-inner{flex-wrap:wrap;gap:10px 24px}.section{padding:50px 0}.cards{grid-template-columns:1fr}.card{padding:25px}.band{padding:30px 24px}.aside-card{position:static}.form-grid{grid-template-columns:1fr}.full{grid-column:auto}.article-hero{padding-bottom:35px}.footer-grid{gap:30px}.site-footer{padding-top:40px}.actions .btn{flex:1 1 auto}.contact-card{padding:26px}.article-grid{gap:20px}.prose h2{font-size:26px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}@media print{.site-header,.site-footer,.aside-card,.actions,form{display:none}.container{width:100%}.section{padding:20px 0}.article-grid{display:block}}